Compare term insurance singapore

Choosing the best term life insurance plans in Singapore can feel overwhelming, especially with so many insurers offering different premiums, coverage terms and rider options. The truth is simple, there is no single “best” term insurance plan, only the most suitable term life insurance plan based on your needs, budget, and financial goals.

In this updated 2026 guide, InterestGuru.sg compares the 6 best term life insurance plans in Singapore, analysing premiums, features, early critical illness coverage, and value-for-money benefits so you can make a confident, informed decision.


How Much Term Life Insurance Do You Actually Need?

Before comparing plans, it helps to know how much coverage you should be aiming for. According to the Life Insurance Association of Singapore (LIA), the recommended benchmark is:

Death and Total Permanent Disability (TPD): 9 times your annual income

Critical Illness: 4 times your annual income